相关数据
home equity line
[1]
释义
房屋净值抵押贷款
Same as HELOC(home equity line of credit).a loan in which the lender agrees to lend a maximum amount within an agreed period (called a term), where the collateral is the borrower's equity in his/her house (akin to a second mortgage). Because a home often is a consumer's most valuable asset, many homeowners use home equity credit lines only for major items, such as education, home improvements, or medical bills, and choose not to use them for day-to-day expenses. HELOC abuse is often cited as one cause of the subprime mortgage crisis.
例句
Walt: Remaining mortgage on the home,$107000, Home equity line, $30,000.That's $137,000. (Breaking Bad)
沃尔特：剩下没还的按揭贷款10万7，房屋净值抵押贷款3万。总共13万7。（绝命毒师）
